Services

A tax-free lump sum for your loved ones if you pass away during the policy term. This can be used to cover the mortgage, household bills, education costs, or simply to give your family the breathing space to adjust without financial worry.

Right People. Right Money. Right Time. Placing your policy in trust means the payout goes directly to the people you want to benefit, without delays from probate. This can speed up access to funds at a time when your loved ones need them most.

Instead of a one-off lump sum, this cover pays a regular, tax-free monthly income to your family if you pass away during the policy term. This makes it easier for them to budget and keep up with everyday living costs without disruption.

Pays a lump sum if you are diagnosed with a serious illness covered by the policy. It’s there to give you the freedom to focus on your recovery without the added stress of money worries — whether that’s covering treatment costs, taking time off work, or making home adjustments.

Provides you with a safety net if illness or injury stops you from working. It’s designed to pay you a regular monthly income so you can continue to cover essential outgoings such as mortgage or rent, bills, and everyday living costs.

We have strong links with numerous whole-of-market, FCA approved financial advice firms who can help you with services we do not offer directly ourselves; from Mortgages to Bridging Loans, we can help signpost you.